As our client, you will have a team of highly qualified professionals working for you to provide you with the best coverage for you, your family, or your business. Building a long-lasting relationship with our clients is our number one priority.
Kathy has been a life-long resident of Shippensburg, PA. She has been working in the insurance industry since 1983, joining Cramer Insurance in April, 2007. She currently holds a license for Property & Casualty, Life, Accident & Health, and has proudly carried her CISR (Customer Insurance Service Representative) designation since 1990.
Along with her wealth of experience, Kathy brings a kindness that is often forgotten in today’s service industry. “My goal is to provide the best possible customer service and keep the daily tasks within the office running smoothly.” She is very proud to participate in the “Making Strides for Breast Cancer” walk held each year in Harrisburg, PA. Her team, for which she is captain, not only raises money, but spreads awareness toward finding a cure for breast cancer.
Kathy resides in Shippensburg, PA, with her husband, David and dog, Elliott. They have 3 grown children and 2 grandchildren. Both Dave and Kathy enjoy spending time with family and friends, especially if it involves going to the beach!
Rose has been in the insurance industry since 1997, starting with Cramer Insurance in August, 2004. She is licensed for Property & Casualty, Accident & Health, and Life insurance products, with a primary focus on auto and property insurance. She is a proud member of the International Association of Insurance Professionals, an organization which she has been an affiliate since 1997. During that time, she has earned two designations: Accredited Customer Service Representative (ACSR) and Certified Professional Insurance Woman (CPIW). “I believe that educating the client and superior customer service are very important qualities to have in the insurance industry” comments Rose. She resides in Shippensburg, PA, with her husband, Dave and their dog. She enjoys spending time with her family and loves watching the Pittsburgh Steelers play football.
My journey to the insurance industry technically began as a smart-mouthed 16-year old. The year was 1988 and I began working for my father over the summer. I think it lasted one week before Dad fired me because I thought I knew everything about the industry. After all, I was 16 and at that time, Dad would have “only” had 32 years in the insurance industry. I went on to graduate from Shippensburg Area Senior High School, class of 1990, and furthered my education by graduating from Shippensburg University with a degree in Business Education, class of 1994. I spent the next three years as a substitute school teacher, both daily and long-term, for a variety of Districts. However, it was in 1997 that I made the best professional decision of my life and went to work for Dad; this time with a different attitude. I never looked back.
I currently hold a license in both property/casualty and life/health and though my primary duties are to make sure the lights come on or make sure the coffee is stocked, I still enjoy talking with people about their insurance needs. Though times have changed pertaining to the industry, especially how we conduct business, the importance of service has not.
Within the insurance industry, I’ve been fortunate enough to continue my education. I have obtained the L.U.T.C.F. (Life Underwriter Trainer Fellowship) and F.S.S. (Financial Service Specialist) designations. Outside the insurance industry, I am a member of the Orrstown Lodge 262 Free and Accepted Masons and the Shippensburg Scottish Rite Club.
Finally, in a bit of irony, the insurance industry is somewhat responsible for meeting my wife, Kimberly. In February, 2001, an insured recommended I contact one of their employees at that time. I decided to make the call and eventually we went on a blind date. Little did I know that that phone call would be to my future wife as we were married June, 2005. Currently we reside in Shippensburg with two family members, Cleo, our Himalayan cat, and Bodie, our Shiba-Inu dog. Let’s go O’s!
Curtis L. Cramer
Curt resides in Shippensburg, Pennsylvania with his wife of 25 years, Catherine, and their two children, Andrew and Jennifer. Curt was born and raised in the small town of Newburg, he is a graduate of Shippensburg Senior High School and attended Harrisburg Area Community College for one year before serving four years in the United States Army. Two years out of the Army, Curt decided to become an insurance agent with The ERIE Insurance Group and began work for his father.
One of the many positive attributes Curt provides to the agency is the time he spends volunteering his time to community organizations and athletics. Among these are: a 14-year tenure as Newburg Borough Council President, President of the Shippensburg Area Little League, Vice President of Shippensburg Softball Booster Club, and a board member of the DOIT Organization Board for the Borough of Shippensburg. Curt also belongs to many local fire companies volunteering as a firefighter and as an EMT.
A second attribute of Curt is his knowledge of the insurance industry, and in particular, the commercial policies that ERIE has to offer. He is the number one source when it comes to questions regarding the best type of policy for a prospect or determining what is sufficient coverage to meet a client’s needs.