Matt & Curt Cramer
Matt & Curt Cramer, Owners

Pennsylvania Independent Insurance Agency

Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance for Shippensburg and All of Pennsylvania

Carl L. Cramer Insurance LLC has been servicing the insurance needs of individuals within Pennsylvania and Maryland since 1956. Located in Shippensburg, our insurance agency has grown into a “one-stop-shop” for a variety of insurance products, including home insurance, auto/car insurance, business/commercial insurance, life insurance, and health insurance.

The agency focus is on client needs and prides itself on servicing those needs. We are fortunate to work with clients in Shippensburg, Newburg, Chambersburg, Carlisle, Hagerstown, and surrounding areas.

Thank you for taking the time to visit our website. Whether an existing client or a possible future client, we hope you find the site informative and educational.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.

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Recent News & Updates

Can You Guess The Real Cost of a Fender Bender?

Crunch. Uh-oh… it’s the unmistakable sound of a fender-bender. When a car rear-ends you in a parking lot, there’s a lot that races through your mind… including, “How much is this going to cost?” Unfortunately, with today’s high-tech cars, a minor impact doesn’t always mean minor damage. That bumper may look like just another piece of plastic… but the real price of repairing or replacing... Read Article

4 Brilliant Ways to Keep Kids Occupied on Road Trips

“How much longer?” “Are we there yet?” “I’m bored!" Do these phrases sound familiar? If you’ve gone on a long road trip with your children, you may have heard them before. Those rides to your family’s favorite far-away spot can mean spending several hours – or even days – in the car. They’ll also leave you wondering how to keep your kids occupied and test... Read Article

Could Your Bike Helmet Pass This Test?

The Insurance Institute for Highway Safety estimates that bicycle helmets can reduce the odds of a head injury by 50 percent. But if you’ve shopped for one lately, it can make your head spin. With hundreds of helmets ranging in style, capability and price… how do you choose? A first-of-its-kind research study conducted by the IIHS and Virginia Tech hopes to change that and make... Read Article

To Swerve or Not to Swerve?

When encountering an obstacle in the road, drivers only have a split second to react. In these scenarios, our instincts take over. And whether it’s an animal or a piece of debris, you’ll likely find yourself swerving to avoid it. But is swerving to avoid obstacles really the safest option? The answer may surprise you. On the surface, swerving to avoid harm to your vehicle... Read Article