Matt & Curt Cramer, Owners
Carl L. Cramer Insurance LLC has been servicing the insurance needs of individuals within Pennsylvania and Maryland since 1956. Located in Shippensburg, our insurance agency has grown into a “one-stop-shop” for a variety of insurance products, including home insurance, auto/car insurance, business/commercial insurance, and life insurance.
The agency focus is on client needs and prides itself on servicing those needs. We are fortunate to work with clients in Shippensburg, Newburg, Chambersburg, Carlisle, Hagerstown, and surrounding areas.
Thank you for taking the time to visit our website. Whether an existing client or a possible future client, we hope you find the site informative and educational.
Posted: July 22, 2024
In the event of their death, life insurance provides financial security for their family and business obligations. Life insurance is invaluable for self-employed individuals, as they often lack the safety net of employer-provided benefits. It can cover debts, replace lost income, and fund business succession plans, ensuring continuity and stability for the enterprise. Life insurance offers peace of mind, enabling self-employed individuals to focus on growing...
Posted: July 19, 2024
Employment Practices Liability Insurance (EPLI) protects businesses against claims of wrongful employment practices such as discrimination, harassment, wrongful termination, or retaliation from employees or former employees. In today’s litigious environment, EPLI is essential for businesses of all sizes to safeguard their reputation, finances, and operations. It covers legal expenses, settlements, and judgments, helping companies to navigate complex employment-related claims and mitigate financial risks. Assessing Your...
Posted: July 16, 2024
National Cell Phone Courtesy Month promotes mindful and courteous cell phone usage, especially while driving. This initiative encourages individuals to be considerate of others by minimizing distractions and practicing safe phone etiquette. The goals include raising awareness about the dangers of distracted driving and fostering a culture of responsibility and respect on the road. It serves as a reminder to prioritize safety and mindfulness in...
Posted: July 7, 2024
Life insurance provides financial protection for loved ones in the event of the policyholder’s death. Coverage needs may change due to various factors, as certain major events can significantly impact a person’s financial responsibilities and dependents, altering coverage needs. Therefore, major life events often prompt a reassessment of insurance coverage to ensure it aligns with new circumstances and responsibilities. Getting Married Marriage is a significant...