Matt & Curt Cramer
Matt & Curt Cramer, Owners

Pennsylvania Independent Insurance Agency

Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance for Shippensburg and All of Pennsylvania

Carl L. Cramer Insurance LLC has been servicing the insurance needs of individuals within Pennsylvania and Maryland since 1956. Located in Shippensburg, our insurance agency has grown into a “one-stop-shop” for a variety of insurance products, including home insurance, auto/car insurance, business/commercial insurance, life insurance, and health insurance.

The agency focus is on client needs and prides itself on servicing those needs. We are fortunate to work with clients in Shippensburg, Newburg, Chambersburg, Carlisle, Hagerstown, and surrounding areas.

Thank you for taking the time to visit our website. Whether an existing client or a possible future client, we hope you find the site informative and educational.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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Pennsylvania Insurance Quotes

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Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Recent News & Updates

What Happens If I Cancel My Life Insurance Early?

Posted: June 11, 2019

A life insurance policy is a wise investment, but also a financial commitment. Most are effective for 30 years or more. For your policy to remain in effect, you must continue paying your premiums, month after month. If the premium payments are putting a strain on your budget, you may be considering the option of canceling early, although people also cancel for other reasons. Our... Read Article

Garage Sale Tips: How to Find (And Negotiate) Amazing Deals

Posted: June 11, 2019

For some, the start of warm weather means getting ready for yard work, swimming, and vacations. But for bargain hunters, it’s time to scope out neighborhoods and classified ads for this weekend’s treasure hunt. That’s right – it’s garage sale season. As families clear out their homes in the name of spring cleaning, unwanted items undoubtedly find their way for sale. And if one person’s... Read Article

How Universal Design Can Help You ‘Age in Place’

Posted: June 10, 2019

For many Americans, approaching retirement also means getting ready for another major life transition – purchasing a new home. That’s because features like stairs, narrow hallways, and small bathrooms can become difficult to navigate as you age.  But what if you could have your “forever” home now?  Universal design is a new architectural science that makes this possible. It helps builders create homes that are... Read Article

Surety Bonds Vs. Professional Liability (Errors & Omissions) Insurance

Posted: June 6, 2019

Surety bonds are a useful service, but not the same thing as professional liability insurance, also known as errors and omissions (E&O) insurance. You may need both surety bonds and professional liability insurance to safeguard your business. What Are Surety Bonds? A surety bond is a contract between three or more parties, issued by a surety company on behalf of a party known as the... Read Article