Matt & Curt Cramer
Matt & Curt Cramer, Owners

Pennsylvania Independent Insurance Agency

Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance for Shippensburg and All of Pennsylvania

Carl L. Cramer Insurance LLC has been servicing the insurance needs of individuals within Pennsylvania and Maryland since 1956. Located in Shippensburg, our insurance agency has grown into a “one-stop-shop” for a variety of insurance products, including home insurance, auto/car insurance, business/commercial insurance, life insurance, and health insurance.

The agency focus is on client needs and prides itself on servicing those needs. We are fortunate to work with clients in Shippensburg, Newburg, Chambersburg, Carlisle, Hagerstown, and surrounding areas.

Thank you for taking the time to visit our website. Whether an existing client or a possible future client, we hope you find the site informative and educational.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.

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Recent News & Updates

Is Auto Insurance Tax Deductible? It Depends

Tax deductions are a way to lower your taxable income, so you can decrease the amount of taxes that you owe the government. Thinking about the different IRS-approved deductions as you prepare your tax returns may lead you to wonder: Is auto insurance tax deductible? The answer? It depends on how you use the car and other factors.  Using a car for workBusinesses that own... Read Article

The “Smart” Way to Ensure Fire Safety

The mantra of “stop, drop, and roll” is a familiar drill and phrase we repeat as children, but we rarely talk about it or practice it in adulthood. And while children may learn about fire evacuation plans at school, grown-ups might not remember to actually put them into action. With an average of 358,500 house fires per year, fire safety is something everyone should think... Read Article

8 Maintenance Hacks Every Renter Should Know

One of the biggest benefits of renting versus buying a place of your own is that you usually don’t have to worry about those pesky maintenance needs like mowing a lawn or replacing a water heater. And while most rental agreements include a landlord who takes care of your major maintenance worries, there are a few things you can do to keep service calls to a minimum... Read Article

What to Know as a First-Time Renter

If you’re moving into a place of your own for the first time, the dos and don’ts of renting can sometimes feel overwhelming. What happens if your fridge breaks? Should you tackle that sink clog or leave it for the landlord? Is renting even the right choice for you? And what about renters insurance tips to make sure all your stuff is protected? While you’ve... Read Article