Matt & Curt Cramer, Owners
Carl L. Cramer Insurance LLC
Insuring Shippensburg & All of Pennsylvania
Carl L. Cramer Insurance LLC Provides Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance to Shippensburg and All of Pennsylvania
Pennsylvania Independent Insurance Agency
Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance for Shippensburg and All of Pennsylvania
Carl L. Cramer Insurance LLC has been servicing the insurance needs of individuals within Pennsylvania and Maryland since 1956. Located in Shippensburg, our insurance agency has grown into a “one-stop-shop” for a variety of insurance products, including home insurance, auto/car insurance, business/commercial insurance, and life insurance.
The agency focus is on client needs and prides itself on servicing those needs. We are fortunate to work with clients in Shippensburg, Newburg, Chambersburg, Carlisle, Hagerstown, and surrounding areas.
Thank you for taking the time to visit our website. Whether an existing client or a possible future client, we hope you find the site informative and educational.
Specializing In Erie Insurance
Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Pennsylvania Insurance Quotes
Auto Insurance
Utilizing high deductibles on the physical damage coverages can help reduce premiums.
Home Insurance
If you have tangible assets, you need the protection of a homeowners insurance policy.
Business Insurance
As a business owner, you have enough on your mind without having to worry about your insurance needs.
ERIE's YourTurn® Program
There is a new way Erie Insurance is looking out for you and wants to help you stay safe on the road.
Recent News & Updates
How Much Life Insurance Do I Need?
Posted: July 22, 2021
Calculating how much life insurance involves evaluating your financial circumstances, which vary widely from family to family. In essence, you want a policy that will cover income loss due to death, provide your family with the capacity to pay off all bills, and provide your family with the financial support your dependents need. A basic calculation is to purchase a policy that pays out ten...
Business Income Coverage vs. Business Interruption Insurance: What's the Difference?
Posted: July 19, 2021
Protecting your business with insurance is essential. It starts with understanding what each type of business insurance covers. Business income coverage and business interruption insurance are terms often used interchangeably – but is there a difference? All business insurance policies vary in what they cover. You may have access to a policy that protects repairs to a facility, damaged inventory, and lost income, or you...
The Five Types of Insurance Every College Student Needs
Posted: July 16, 2021
Parents face many challenges in preparing a child for college. The process generally starts in the junior year, including monitoring grades, applying for scholarships and grants, and visiting various college campuses. The focus on college can become an all-consuming task. Once a college is chosen, and your child is accepted, a new set of challenges arises. One neglected area to add to the college "to-do"...
What is a Life Insurance Ladder Strategy?
Posted: July 7, 2021
If you have family members you love, it is imperative that you protect them by putting a life insurance policy in place. A "ladder" strategy is a technique in which you purchase several term life insurance policies with a range of term periods rather than buying a single policy. Calculating the Financial Needs of Your Loved Ones The process starts with calculating your family's projected...