Matt & Curt Cramer, Owners
Carl L. Cramer Insurance LLC
Insuring Shippensburg & All of Pennsylvania
Carl L. Cramer Insurance LLC Provides Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance to Shippensburg and All of Pennsylvania
Pennsylvania Independent Insurance Agency
Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance for Shippensburg and All of Pennsylvania
Carl L. Cramer Insurance LLC has been servicing the insurance needs of individuals within Pennsylvania and Maryland since 1956. Located in Shippensburg, our insurance agency has grown into a “one-stop-shop” for a variety of insurance products, including home insurance, auto/car insurance, business/commercial insurance, and life insurance.
The agency focus is on client needs and prides itself on servicing those needs. We are fortunate to work with clients in Shippensburg, Newburg, Chambersburg, Carlisle, Hagerstown, and surrounding areas.
Thank you for taking the time to visit our website. Whether an existing client or a possible future client, we hope you find the site informative and educational.
Specializing In Erie Insurance
Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Pennsylvania Insurance Quotes
Auto Insurance
Utilizing high deductibles on the physical damage coverages can help reduce premiums.
Home Insurance
If you have tangible assets, you need the protection of a homeowners insurance policy.
Business Insurance
As a business owner, you have enough on your mind without having to worry about your insurance needs.
ERIE's YourTurn® Program
There is a new way Erie Insurance is looking out for you and wants to help you stay safe on the road.
Recent News & Updates
Do I Need Insurance for Undeveloped Property?
Posted: June 16, 2021
If you own undeveloped property, does it need to be protected with a separate insurance policy? The personal insurance section of your homeowners policy may cover vacant land up to a specific limit. If a lawsuit is filed against you for personal injury on the property, the policy limit may be too low. Personal insurance can be purchased separately or is one section of your...
The Importance of Reviewing Your Life Insurance Policy
Posted: June 7, 2021
You have likely already completed the hard part – putting a life insurance policy in place. However, it’s imperative you review your policy (or policies) at least once a year. The review will protect you from paying more than you need to, allow you to increase your coverage, or convert a term life insurance policy to a whole life insurance policy. Why Review Your Life...
What Does Commercial Umbrella Insurance Cover?
Posted: June 4, 2021
Your business is protected by your business insurance – but is it enough? A commercial umbrella insurance policy provides coverage when a claim exceeds the limits of your other policies. This type of policy is typically quite affordable and offers a critical level of protection against losses from substantial claims or lawsuits. Do You Need Commercial Umbrella Insurance? A liability claim filed against your business...
What Is An Umbrella Policy?
Posted: June 2, 2021
I’m a safe driver. I don’t do risky things. Someone I know would never sue me. When it comes to truly terrible events, many people have the “it can’t happen to me” mentality. However, by simply driving a car, owning a home, or entertaining friends, the possibility exists that a tragic accident could occur… and potentially, a costly lawsuit. Many people mistakenly believe that only...