Matt & Curt Cramer, Owners
Carl L. Cramer Insurance LLC
Insuring Shippensburg & All of Pennsylvania
Carl L. Cramer Insurance LLC Provides Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance to Shippensburg and All of Pennsylvania
Pennsylvania Independent Insurance Agency
Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance for Shippensburg and All of Pennsylvania
Carl L. Cramer Insurance LLC has been servicing the insurance needs of individuals within Pennsylvania and Maryland since 1956. Located in Shippensburg, our insurance agency has grown into a “one-stop-shop” for a variety of insurance products, including home insurance, auto/car insurance, business/commercial insurance, and life insurance.
The agency focus is on client needs and prides itself on servicing those needs. We are fortunate to work with clients in Shippensburg, Newburg, Chambersburg, Carlisle, Hagerstown, and surrounding areas.
Thank you for taking the time to visit our website. Whether an existing client or a possible future client, we hope you find the site informative and educational.
Specializing In Erie Insurance
Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Pennsylvania Insurance Quotes
Auto Insurance
Utilizing high deductibles on the physical damage coverages can help reduce premiums.
Home Insurance
If you have tangible assets, you need the protection of a homeowners insurance policy.
Business Insurance
As a business owner, you have enough on your mind without having to worry about your insurance needs.
Recent News & Updates
Term or Whole Life: Which Life Insurance Policy is Best?
Posted: April 22, 2021
Buying life insurance can be confusing. After searching online, you will be inundated with endless email offers and ads on social media. To choose the right type of life insurance, it is worth understanding the basics, so you purchase a policy that best suits you, your family, and your financial situation. Life Insurance: What Type Do You Need? You have two main options in purchasing... Read Article
Gauging Liability Insurance Needs for Your Business
Posted: April 19, 2021
Every business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract. Which Type of Business Liability Insurance Do You... Read Article
Beginner’s Guide to Personal Umbrella Insurance
Posted: April 16, 2021
Personal umbrella insurance serves an essential purpose, as it provides liability protection above and beyond the policy limits on your vehicle, home, or boat. Every insurance policy has limits, and personal umbrella insurance kicks in once you have exceeded those limits, expanding your protection if a claim or lawsuit is filed against you. Should I Have Personal Umbrella Insurance? One of the vital protections provided... Read Article
How Affordable is Life Insurance?
Posted: April 7, 2021
A life insurance policy may be more affordable than you think. The cost of life insurance is calculated on your age and state of health. If you are married, have children, or have a mortgage, your family must be protected. If you die unexpectedly, the death benefit will allow your loved ones to have the finances to survive a very challenging time. What Does Life... Read Article