Matt & Curt Cramer
Matt & Curt Cramer, Owners

Pennsylvania Independent Insurance Agency

Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance for Shippensburg and All of Pennsylvania

Carl L. Cramer Insurance LLC has been servicing the insurance needs of individuals within Pennsylvania and Maryland since 1956. Located in Shippensburg, our insurance agency has grown into a “one-stop-shop” for a variety of insurance products, including home insurance, auto/car insurance, business/commercial insurance, life insurance, and health insurance.

The agency focus is on client needs and prides itself on servicing those needs. We are fortunate to work with clients in Shippensburg, Newburg, Chambersburg, Carlisle, Hagerstown, and surrounding areas.

Thank you for taking the time to visit our website. Whether an existing client or a possible future client, we hope you find the site informative and educational.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.

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Recent News & Updates

Why Every Contractor Needs Insurance Protection

Contractors face many challenges even when a project is moving ahead as planned. General contractors have contractual obligations and the threat of a financial loss if a construction defect claim is filed. In order to guard against losses associated with injuries or other damages, contractors need the protection provided by a product liability insurance policy. We live in a litigious world, and there are law... Read Article

Snow Ruts: Winter's Most Annoying Driving Hazard

Ruts are a common winter annoyance.  When drivers get stuck on snowy roads, their wheels spin deep down into the snow pack, leaving the streets scattered with deep divots for the rest of us to navigate around. You’re likely to find ruts on less-traveled roads or side streets – especially near hills and curves, where drivers are more likely to get stuck. In some areas,... Read Article

What to Know About Ice Dams

If you’re no stranger to snow, then an ice dam on your roof is a dangerous seasonal possibility. An ice dam is a ridge of ice that forms at the edge of a roof and prevents melting snow from draining off the roof. From gutter damage to unintended injuries, an ice dam can spell disaster. Fortunately, ice dams can be easily mitigated if you take steps to prevent them from... Read Article

Hiring a Contractor Checklist

Hiring a contractor is one of the most important steps you make during a home improvement or repair project, according to the Better Business Bureau. Whether you’re looking for someone to do a small repair, or adding an addition to your home, it’s important to make sure you’ve hired someone you can trust to do the job. We’ve pulled together some tips to consider when... Read Article