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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Motorcycle & Boat Coverage During Winter: Laid Up vs. Canceling

Unless you live in one of our warmer states, you will need to winterize and store your boat or motorcycle during the winter months. You have several options, including canceling your insurance, reducing the coverage, or increasing the deductible. What is Lay-Up Insurance? “Lay Up Insurance” is offered by insurance companies serving the northern states, where riding a motorcycle or boating over the winter is...

Does Car Insurance Cover Hail Damage?

We’ve all experienced it at some point. Dark gray clouds form ominously above. Thunder rumbles and lightning claps. Rain falls in heavy sheets. And then, the sky opens for Mother Nature’s angry ice dispenser. Ranging from the size of a pea to the size of a grapefruit, these ice stones can wreak havoc on fields, livestock, buildings and homes. They can also total—yes, total—a vehicle...

How to Get Better Gas Mileage (And Other Questions About Fuel Economy)

If you’re looking for ways to tighten your monthly budget, there’s an unexpected place you can look: Your garage. No, we’re not telling you to sell your car (although that’s certainly an option). Rather, it’s time to take a closer look at the way you drive and take care of your vehicle. As gas prices climb, both of these habits can make a bigger impact...

3 Ways Life Insurance Can Help with Estate Planning

Estate planning is not just for those who plan to retire, or the elderly – this process is a crucial issue for anyone who wants to protect their assets and their loved ones. Life insurance is one of the most effective estate planning tools, no matter the size or value of your estate. You may be in the process of purchasing a home for your...

General Liability vs. Professional Liability Insurance

If you own a business, you need to ensure you have the right business insurance. What is right for your company, general liability, or professional liability insurance? It could not be more critical to select the correct type of business insurance for the activities of your company. For many types of businesses, you need both general liability and professional liability coverage. General Liability Insurance: What...

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