Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Business Landscaping Tips
Posted: September 16, 2022
Business Landscaping TipsIf you own a commercial property, then landscaping is a part of doing business – whether you like it or not.To help take one more thing off your plate (and help boost your curb appeal in the process), consider hiring a commercial landscape contractor. But how do you choose the right contractor? And what services do you really need?To help find the best lawn-care solution...
Everything You've Ever Wondered About Roundabouts
Posted: September 14, 2022
Everything You've Ever Wondered About RoundaboutsThere was once a time when roundabouts were all but absent from American roadways. But over the past decade or so, these circular intersections have seemed to pop up everywhere, from small rural towns to bustling urban centers.This has left many drivers wondering: why are there so many new roundabouts, and why are they replacing tried-and-true stoplights?To help answer these questions—and more—here’s everything you’ve ever...
Six Flammable Foods
Posted: September 9, 2022
Six Flammable FoodsFlour may seem harmless, but many people don’t realize that it has a hot temper. Under certain conditions, foods like flour are highly flammable and can result in fiery kitchen situations.Combustible foods are part of the reason why cooking is the leading cause of home fires in the United States, and the leading cause of all residential building fires and injuries according to the U.S....
How to Determine the Right Amount of Coverage Needed
Posted: September 7, 2022
How to Determine the Right Amount of Coverage NeededLife insurance – everyone needs it, but how much coverage do you need? Every individual has a unique situation and choosing the amount of coverage requires calculating specific factors. These include the financial obligations that would be left should you suddenly pass away, including: Income replacement: Your loved ones can be left in a dangerous financial condition without the income you bring to the family....
How Should I Budget for Business Insurance?
Posted: September 4, 2022
How Should I Budget for Business Insurance?Your business insurance should cover every possible risk for your operation. It may surprise you that as a basic calculation, the entire range of business insurances, including commercial liability, commercial property insurance, health insurance for employees, workers’ compensation, and other insurances should be budgeted at about 20 to 30 percent of expected gross sales. Smaller businesses can expect to budget far less. Every industry, and...
